Economy

Analysts expect slow growth but no recession next year.

Housing Markets

Home prices in US most likely will keep sliding down (5.5% - 6%) next year.

Stock Markets

Volatility on stock markets most likely will pickup. Investors will be up for a rough ride.

Credit Markets

The credit squeeze is still on. Even if you have good credit history it will be harder to get approvals for good deals on mortgages and lines of credit. That means that people will have less access to cash which will reduce cash flows on the market and in its turn suppose to reduce inflation pressure.

Job Market

Companies are expected to be stable next year. Even though companies are expected to be cautious about hiring, no one is predicting widespread layoffs.

Spending